What Happened: The Fraud
Palm Dreams, marketed through Zameen.com, collected substantial payments from buyers for residential plots. Despite full or partial payments being made, the developers have:
- Failed to deliver possession of plots
- Stopped responding to buyer inquiries
- Attempted to redirect buyers to "Commander Valley" with demands for additional payments and smaller plot sizes
This constitutes potential fraud and misrepresentation under Pakistani law.
Your Legal Rights
Right to Refund
If the developer fails to deliver the promised property within the agreed timeframe, you have the legal right to demand a full refund of all payments made, including any markup or compensation for delays.
Right to Possession
As a buyer who has made payments according to the agreed payment plan, you have the right to demand possession of the exact plot (size, location, block) that was promised to you at the time of booking.
Protection Against Forced Transfer
No developer can unilaterally change the terms of your agreement. Transferring your booking to a different project (Commander Valley) without your written consent is illegal. You are not obligated to accept any new terms, additional payments, or reduced plot sizes.
Why This Is a NAB Case
Your case qualifies for NAB investigation because it meets all the key criteria:
- Large number of victims — 500+ affected individuals
- Large amount of money — hundreds of millions of rupees collected
- Organized scheme — systematic collection of payments without delivery
- Public deception via marketing — Zameen.com used as a marketing channel to attract buyers
- Corporate entities involved — Zameen Media Pvt Ltd, KGC
یہ نیب کا کیس کیوں ہے
- متاثرین کی بڑی تعداد — 500 سے زیادہ متاثر افراد
- بڑی رقم — کروڑوں روپے وصول کیے گئے
- منظم اسکیم — ادائیگی وصول کرنا لیکن پلاٹ نہ دینا
- مارکیٹنگ کے ذریعے عوامی دھوکہ — زمین ڈاٹ کام کا استعمال
- کارپوریٹ ادارے ملوث — زمین میڈیا پرائیویٹ لمیٹڈ، کے جی سی
Best Strategy: File with Both NAB and FIA
This matter may involve fraud, misrepresentation, and breach of trust under applicable laws in Pakistan. Authorities such as NAB and FIA can investigate such matters when multiple affected individuals come forward.
For the strongest legal position, you should file complaints with both authorities:
بہترین حکمت عملی: نیب اور ایف آئی اے دونوں میں شکایت درج کریں
اس معاملے میں پاکستانی قانون کے تحت فراڈ، غلط بیانی اور اعتماد کی خلاف ورزی شامل ہو سکتی ہے۔ نیب اور ایف آئی اے جیسے ادارے ایسے معاملات کی تحقیقات کر سکتے ہیں جب متعدد متاثر افراد سامنے آئیں۔
مضبوط ترین قانونی پوزیشن کے لیے دونوں اداروں میں شکایت درج کریں:
Where to File Complaints
NAB (National Accountability Bureau)
Law: NAO 1999 (National Accountability Ordinance)
For: Large-scale public fraud, misrepresentation to public, collection of funds without delivery, involvement of corporate entities
Why file here: NAB investigates large-scale fraud cases, especially when multiple victims are involved. Your case is strong because of the scale — 500+ victims and hundreds of millions collected. A group complaint with 100+ complainants will receive priority attention.
In your NAB complaint, mention:
- Large-scale public fraud
- Misrepresentation to public through marketing
- Collection of funds without delivery of plots
- Involvement of corporate entities (Zameen, KGC)
How: Visit nab.gov.pk and file your complaint online. Keep the complaint reference number.
FIA (Federal Investigation Agency)
Law: Pakistan Penal Code (PPC)
For: Criminal fraud, cheating, breach of trust
Why file here: FIA handles criminal fraud cases. Payments were made through bank transfers and there is clear evidence of financial fraud and deception.
In your FIA complaint, mention:
- Fraud and cheating
- Breach of trust
- Money collected but plots not delivered
- Bank transaction evidence
How: Visit your nearest FIA Cyber Crime Wing office or file online at the FIA complaint portal.
Civil Court
For: Recovery of money, breach of contract, specific performance
Why file here: For individual recovery suits demanding your money back or forcing the developer to deliver your plot. A lawyer can file a civil suit on your behalf.
How: Consult a property lawyer and file a civil suit in the relevant district court.
Quick Comparison
| Authority |
Law Type |
Your Case Strength |
| FIA |
PPC (Criminal Fraud) |
Strong |
| NAB |
NAO 1999 |
Strong (because of scale) |
| Civil Court |
Contract / Recovery |
Strong (individual recovery) |
What You Should Do Now
- File a complaint with NAB at nab.gov.pk
- Also file a complaint with FIA for criminal fraud
- Keep all original documents safe (booking form, receipts, bank statements)
- Save all communication (SMS, emails, WhatsApp messages) with agents and developers
- Do NOT sign any new agreement or accept transfer to Commander Valley
- Do NOT accept verbal promises — demand everything in writing
- Register on this website so your case is counted in the group complaint
- Join the WhatsApp group to stay updated with the group
- Share this website with other affectees you know
آپ کو ابھی کیا کرنا چاہیے
- نیب میں شکایت درج کریں
- ایف آئی اے میں بھی شکایت درج کریں
- تمام اصل دستاویزات محفوظ رکھیں
- ایجنٹس اور ڈویلپرز کے ساتھ تمام مواصلات محفوظ کریں
- کمانڈر ویلی منتقلی قبول نہ کریں
- زبانی وعدے قبول نہ کریں — سب کچھ تحریری طور پر مانگیں
- اس ویب سائٹ پر رجسٹر ہوں
- دوسرے متاثرین کو اس ویب سائٹ کے بارے میں بتائیں
Disclaimer
This page provides general legal information and is not a substitute for professional legal advice. For specific legal guidance, please consult a qualified lawyer. This platform is a community initiative and does not represent any legal firm.